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As we get older, we realize that even though the odds of a given [something bad] happening may be very low, those odds x time means they are much more likely to eventually happen…so taking a few sensible safety precautions seem very worthwhile. It’s a pity most individuals don’t recognize this in their youth. Then again, maybe it’s good that they don’t, and with such a mindset are far more willing to take transformation risks than us old folks…

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Well said, Cliff.

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Well said.

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